Frequently Asked Questions

1. Are you a fiduciary?

Yes, Quinten Smith is a fiduciary financial planner. A fiduciary is registered and legally required to work in the client's best interest at all times. Non-fiduciaries need only to recommend " suitable " products, even if they aren't the lowest-cost or most ideal for you.

2. How do you get paid?

We have a fee-based financial planning practice. We charge a fee for financial planning and investment management. That investment management fee typically comes out of the assets under management.

3. How will this relationship work?

We prioritize being available whenever our clients need support. Quinten aims to meet with each client formally at least twice a year, but clients can reach out anytime for additional meetings if circumstances arise. For major life events, we may connect more frequently to address evolving needs and ensure clients are fully supported.

4. What's your investment philosophy?

At Smith's Wealth Management, we offer a core-and-satellite approach, creating portfolios tailored to your specific financial goals. Our team is skilled in managing unique and complex investment needs, going beyond standard models to build fully customized portfolios.

5. What is your client minimum asset amount?

We have no minimum account requirements. Quinten Smith feels it is his calling to help people. As long as you actively work toward your financial goals based on our discussions, we’re here to support you. However, we only continue with clients who take the necessary actions and next steps.

6. Who is your custodian?

We partner with Charles Schwab as our third-party custodian. Additionally, we offer services to help manage “held away” accounts, such as 401(k)s, allowing us to support clients with assets outside of our primary custodian.